PTO Calculator

Estimate how paid time off accrues and what unused PTO could be worth at payout. Enter an accrual rate, starting balance, and time used on the Accrual tab, then switch to the Payout tab to see the estimated dollar value.

Estimate PTO earned—and what it’s worth.

Calculate accrued hours first, then carry the balance directly into a payout estimate.

PTO accrual

Estimate hours earned through completed pay periods.

Available balance
52.00 hours
Earned to date 52.00 hrs
Annual accrual 104.00 hrs
Projected year-end 104.00 hrs
Progress 13 of 26

Projection assumes no additional PTO is used.

PTO payout

Convert eligible hours into an estimated payment.

From accrual estimate 52.00 hrs
$
%
Payout hours52.00
×
Hourly rate$30.00
=
Gross payout$1,560.00
Estimated net payout
$1,216.80
Gross payout $1,560.00
Est. withholding −$343.20

Net payout is an estimate, not a payroll or tax calculation.

Check your employer’s PTO policy for accrual timing, carryover caps, vesting, payout eligibility, and required withholding. Results are estimates and may differ from payroll.

This calculator is for general information only and is not legal advice. PTO payout rules vary by state — see our guide to PTO payout laws by state.

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